Richard Loveday helps executives, professionals and business owners in the mining and resources sectors to structure finance and lending for achieving lifestyle, wealth creation and business goals.
Working in close alignment with his clients’ other professional advisors, Richard researches finance options offered by over 400 finance brokers to select the most appropriate loans for his client’s needs.
Richard’s Simple Solutions. Straight Up mantra underpins his 3–Step Finance & Lending Approach:
- Research finance options in alignment with the client’s purchase/purpose criteria;
- Guide decision making with informed recommendations, and
- Coordinate the lending process though to settlement.
Specialising in finance and lending solutions for mining and resources personnel and business owners since 2013, Richard understands the need for strategic finance and lending arrangements for clients located here in Australia, as well as overseas.
Richard is well informed of the often-complex financial circumstances of mining and resources personnel which commonly includes refinancing. That is, the mobile nature of mining and resources personnel often dictates amendments to the terms of a loan for a primary place of residence that becomes an investment or rental property when the owners transfer to another mining or resources location.
These clients often accumulate numerous properties and often with differing loan considerations – primary residence, holiday homes and rental properties – that need to be considered. Richard develops finance and lending solutions that not only consider favourable interest rates and terms, he also considers his client’s bigger picture financial planning, tax and business objectives and legal requirements.
Richard Loveday is an Authorised Representative of Astute Financial Management Pty Ltd, ABN 59 093 587 010 and Australian Credit Licence Number 364253. The information contained within this website does not consider your personal circumstances and is of a general nature only. You should not act on it without first obtaining professional financial advice specific to your circumstances.